feat(budget): 가희 증권 자산 후잉·결산 반영 (securities_balance v2)

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- send_balance_to_budget.py: 본인+가희 계좌 소유자별(by_owner) 집계, schema v1→v2
- inbox_handler.py: OWNER_ASSET 맵으로 소유자별 reconcile(self→증권(효원)/gahee→증권(가희)),
  asset_name 기반 출력, v2 payload 검증 추가(v1 하위호환 유지)
- monthly_settlement.py: 텔레그램 reconcile 라인 소유자별 라벨
- INBOX_TOPICS.md / CLAUDE.md: v2 스키마 문서화

Co-Authored-By: Claude Opus 4.8 <noreply@anthropic.com>

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hyowons

2026-07-02 18:51:15 +09:00

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CLAUDE.md

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